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STOP leaving $$$ on the table! (Use Shopback)

  • Writer: blogthebrokestuden
    blogthebrokestuden
  • Mar 21
  • 3 min read


In the world of personal finance, every dollar saved is a dollar earned. One of the easiest ways to save while shopping online is by using ShopBack, a cashback platform that rewards you for your purchases. Whether you’re a student, NSF, or just someone looking to stretch your dollar, here’s how you can make the most out of ShopBack.

Getting Started: How to Sign Up and Earn Cashback

1️⃣Create an account – Visit the ShopBack website or download the app.

p.s you can use my referral code: SgdSof to get an additional $5!
p.s you can use my referral code: SgdSof to get an additional $5!

2️⃣Browse available merchants – ShopBack partners with thousands of brands, from Shopee and Lazada to Grab and FairPrice.

you can earn cashback on brands online AND offline!
you can earn cashback on brands online AND offline!

3️⃣Click through ShopBack before purchasing – To earn cashback, always start your shopping journey from the ShopBack app or website.

TIP: For online purchases made from your desktop, you can install the Shopback Chrome/Firefox/Edge extension so you never miss out on cashback!

4️⃣Complete your purchase – Once redirected to the retailer’s site, shop as usual.

5️⃣Receive cashback – The cashback will appear in your ShopBack account after the transaction is verified, which may take a few days to weeks.


On the account page, you can see your lifetime earnings + available cashback (you can also withdraw it into your bank account if you don't wish to spend it)
On the account page, you can see your lifetime earnings + available cashback (you can also withdraw it into your bank account if you don't wish to spend it)

‼️ Earning More on Return Visits ➕ Stacking Rewards

The key to maximizing your cashback is by stacking rewards.

Use GrabPay for Additional Points

Whenever you pay with Shopback, link and pay with your GrabPay Wallet to earn GrabRewards points alongside your cashback.

This way, you can earn the stipulated cashback on your purchase + earn Grab points (though it's not much, it can add up!)

Use a Credit Card to Earn Miles or Extra Cashback

Pairing ShopBack with the right credit card can significantly boost your rewards.

For example:

  • Miles Credit Cards (e.g., Citi PremierMiles, UOB KrisFlyer) – Earn miles while getting cashback.

  • Cashback Credit Cards (e.g., UOB EVOL, Citi Cash Back) – Double up your savings by getting both ShopBack cashback and card cashback.

For students, this option may not be so feasible so Grabpay may yield more rewards for you!

Also, check out my other post on Kris+ if you want to earn miles without a credit card. In general, Kris+ is less widely accepted and has less partners than Shopback so my personal recommendation and practice would be to prioritise Kris+ payments whenever available:

(My) Hierarchy goes:

  1. Kris+

  2. Shopback X Grabpay

  3. Favepay (depends on deals)

  4. Debit card

  5. Paynow/Cash

ShopBack Challenges: Earn More Cashback

Occasionally, ShopBack runs special challenges where you can earn extra cashback by completing tasks such as:

  • Spending a certain amount within a timeframe

  • Making purchases from specific merchants (certain days of the week/month)

  • Referring friends to ShopBack + New user rewards (first purchase on Shopback)

Stand a chance to win $50 cashback - If you were already planning to book a stay then why not get some 'discount' for your trip as well?
Stand a chance to win $50 cashback - If you were already planning to book a stay then why not get some 'discount' for your trip as well?
Flash deals for certain categories (travel, food, etc)
Flash deals for certain categories (travel, food, etc)

However, do look out for the terms and conditions of purchases (especially for those high cashback >20% deals). For example, Klook advertises it as 20% but it is only applicable to E-sim purchases. For travel deals, there tend to be exclusions for the more popular attractions such as Disneyland and Universal Studios tickets. Usually, they also do not track cashback if you are already using the promo code from the partner, so do weigh the various options and choose the one with the best value for money!

Nonetheless, these limited-time challenges are great opportunities to boost your rewards, so keep an eye on the app’s promotions.

Unlock More Perks with ShopBack Plus

There are often rewards for new users that sign up for Shopback Plus. For March 2025, it is $3 off. When I signed up in January, I received a free medium-sized Koi Golden Bubble Milk Tea! 😋
There are often rewards for new users that sign up for Shopback Plus. For March 2025, it is $3 off. When I signed up in January, I received a free medium-sized Koi Golden Bubble Milk Tea! 😋

For those who frequently shop online, ShopBack Plus is an exclusive membership scheme that enhances your cashback experience. Benefits include:

  • Higher cashback rates (up to 20% more) at selected merchants

  • Exclusive deals and vouchers

  • Faster withdrawal of earned cashback

It costs $1.99/month with the first month being FREE. You can also use your available cashback in the app to offset the cost of the membership.

 
 
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